Having mentioned the 350th anniversary of the start of the Great Fire of London on ye WhoBlog, I thought I would mention the end of it here, three days later.
How would a disaster like that affect your setting? If it wasn’t the PCs’ fault, or the work of a villain?
Because sometimes a city made of wood and thatch held together with pitch just goes on fire.
The PCs would hopefully have the courage and moral fibre to go in and help loved ones at least if not total strangers. Rescue adventures have plenty of hazards and chances for players to show off what their characters can do.
Equally, a disaster is a great time to cover up all kinds of illicit activity from looting to murder.
And if a natural disaster turns out not to be natural, what then?